401(k) Plans and Retirement Savings

401(k) Plans and Retirement Savings

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Over the past 25 years, defined contribution (DC) plans including 401(k) plans have become the most prevalent form of employer-sponsored retirement plan (ESRP) in the U.S. The majority of assets held in these plans are invested in stocks and stock mutual funds. The decline in the major stock market indices in 2008 greatly reduced the value of many families' retirement savings. Contents of this report: New Challenges to a Secure Retirement Income; Access to ESRP; Participation in ESRP; Contributions to Retirement Savings Plans; Investment Choices and Investment Risk; Fees and Fee Disclosure; Leakage from Retirement Savings Plans; Converting Retirement Savings into Income. Charts and tables. This is a print on demand report.... with the intent of achieving more rapid growth in the early years of the participanta#39;s career and greater stability of asset ... in a 401(k) plan and who do not select an investment fund for their 401(k) contributions.41 Allocation of assets amonganbsp;...

Title:401(k) Plans and Retirement Savings
Author:John J. Topelski
Publisher:DIANE Publishing - 2011-04-01


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