Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's qDeal with Your Debt, Updated and Revised Editionq is that guide. You'll learn which debts can actually help build wealth over time, and which are simply toxic. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. Today, a good credit score is essential for getting decent terms on credit--or for getting credit at all. But that's just the beginning: Your credit score rating can be reviewed by everyone from employers to cell phone carriers. qYour Credit Score, Fourth Editionq thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. This edition also adds simple graphics revealing exactly how much skipped payments, bankruptcies, and other actions will lower your credit ratings, and how long it takes to rebound. Weston updates her expert guidance on using FICO 08 to raise your score, fighting lower limits and higher rates, maintaining the right mix of cards and balances, bouncing back from bad credit, choosing credit qsolutionsq that help, not hurt... and much more!For example, a four-door Honda Civic sedan that has a $16, 755 sticker price would cost an average of $11, 690 to insure over five years. You would pay about $500 less to insure a BMW 740Li sedan that retails for over $75, 000. You wouldanbsp;...
|Title||:||Clean Up Your Finances (Collection)|
|Publisher||:||FT Press - 2013-08-08|