Confessions of a Credit Junkie

Confessions of a Credit Junkie

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a€œBeverly Harzog is a credit warrior. She has gone into the arena, faced the lions, and emerged as one of the foremost experts in the field. I believe that her encyclopedic knowledge of the world of credit cards is unmatched.a€ a€”Adam Levin, Chairman and Cofounder of Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva. After graduating from college, Beverly spent the next ten years racking up debt on seven credit cards. Credit card limits, she believed, were merely a€œguidelines, a€ certainly not anything to be taken seriously . . . especially if she was in dire need of a new pair of shoes. The fact that she was a CPA at the time adds an ironic twist to the credit quagmire she slowly descended into. In Confessions of a Credit Junkie, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice, often with a touch of Southern humor, to help others avoid her mistakes. In this much-needed book, youa€™ll learn: Am How to use the Credit Card Personality Quiz to choose the right credit cards Am The seven ways to use a credit card to rebuild credit Am How to get out of debt using a balance-transfer credit carda€”and pay zero interest while doing it Am Credit card strategies to save a bundle on groceries, gas, and more Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.Soft pulls dona#39;t hurt your credit score at all. When you request your own credit report, this has the effect of a soft pull. So you dona#39;t have to ... If you apply for a lot of credit cards at one time, however, it can create a significant drop in your score.

Title:Confessions of a Credit Junkie
Author:Beverly Harzog
Publisher:Open Road Media - 2015-07-14


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