Managing Your Money

Managing Your Money

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Taking responsibility, taking action, and taking control of our finances empowers us and ultimately leads to financial freedom and its resultant peace of mind. We need to change the way we think about and behave with money; nothing changes if nothing changes we can't continue to do the same things we've done in the past and expect different results. Whether you're paying off debt, saving more or just living within your means, you're working at avoiding the fear and stress of those who are not in control of their finances. This book guides you through a step-by-step process of identifying your spending habits, designing a flexible and realistic budget, and tracking your expenses. It also offers numerous and creative ways of reducing your spending and increasing your savings. A little effort can save you thousands of dollars a year!Calling cards may save you money over the long distance plan offered by your phone company. For example, you can buy a phone card at a wholesale store like Costco with 700 prepaid minutes for $20. Thata#39;s 2.9 cents ... The average wireless phone user spends about $60 a month, including taxes and fees. If you talk foranbsp;...

Title:Managing Your Money
Author:Bonnie Raney O'Brien
Publisher:iUniverse - 2009-02


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