qExplores what caused the housing and mortgage crisis and provides remedies to repair the damage to ensure fairness, protect consumers, and guarantee soundness of the financial system without stifling innovation and overly restricting access to credit and consumer choiceq--Provided by publisher.retirement saving or movement from payday lenders to other sources of short- term credit. Other evidence can come ... References Agarwal, Anup, and Mark A. Chen. 2008. aDo Analyst ... Journal of Law and Economics 51, no. 3: 503a37. ... a Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?a NBERanbsp;...
|Author||:||Nicolas P. Retsinas, Eric S. Belsky|
|Publisher||:||Brookings Institution Press - 2011-01-01|