Knowing what to do with your money is more important than ever. Gitman/Joehnk/Billingsleyas market-leading PERSONAL FINANCIAL PLANNING, 13E, provides students with the tools, techniques, and understanding they need to define and achieve their financial goals. The book follows a life-cycle approach--addressing financial plans, assets, credit, insurance, investment, and retirement--as individuals and families progress through life. The latest updates reflect the most recent financial developments and research--from new tax laws and the latest financial data to professional financial advice that considers the impact of the recent global financial crisis. The 13th edition is packed with new information relevant to todayas students--for example, changing spending habits for the better, knowing the right questions to ask a financial adviser, using tips on budgeting and planning for retirement, knowing what to look for when choosing a bank, knowing whether to buy or lease a car, knowing whatas important when buying your first home, and choosing the right credit card. All-new features teach you to use todayas critical financial tools and technology, including financial planning software. CFP practice questions provide valuable practice. The CengageNOW online learning system helps you complete your homework and achieve the grade you want. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.Commonly Used Tax Forms and Schedules Exhibit 3.6 Several types of 1040 tax return forms are available. ... 1040 1040A 1040EZ 1040X 1040-ES Schedule A Schedule B Schedule C Schedule D Schedule E Schedule EIC Schedule F ... the previous year are automatically sent a booklet containing tax forms and instructions for preparing returns for the current year. ... Worksheet 3.1 shows the Form 1040EZ filed in 2011 by Hiro Tanaka, a full-time graduate student at State University.
|Title||:||Personal Financial Planning|
|Author||:||Lawrence Gitman, Michael Joehnk, Randy Billingsley|
|Publisher||:||Cengage Learning - 2013-02-27|