In summary, the inherent design of the Universal Life product provides the best solution to persistency problems: a) The ... concerned about their contract, and requests for an accounting of the payments or whatever for the twelve (12) months. ... to credit you 5% interest and we show we charge 7alt;7r loan in advance on a policy it is not really 7%, it is more like 7 \I2%. ... to conserve a policy that has been sent in for surrender or partial surrender presents a real challenge for universal Life.
|Title||:||Proceedings of the Insurance Accounting and Systems Association|
|Author||:||Insurance Accounting and Systems Association|