Feeling overwhelmed by your debts? If you're ready to regain your financial freedom, feeling the squeeze of the housing bust or simply get smarter about managing your money, you'll find everything you need in this complete guide. Solve Your Money Troubles shows you how to: . prioritize debts . create a budget . negotiate with creditors . stop collector harassment . challenge wage attachments . contend with repossessions . respond to creditor lawsuits . qualify for a mortgage . rebuild credit . decide if bankruptcy is the right option for you To make the process easier, Solve Your Money Troubles includes sample letters to creditors, as well as worksheets and charts to calculate your debts and expenses.If you cana#39;t afford your current mortgage payments, and you cana#39;t qualify for any of the governmenta#39;s special refinancing or modification ... For example, if your housing debt ratio is 31% or less and your total debt ratio is 43% or less, you can qualify for an FHAinsured loan. ... If you cana#39;t afford your new payments, the process is likely to hurt more than it helps. need help figuring out how much mortgageanbsp;...
|Title||:||Solve Your Money Troubles|
|Author||:||Robin Leonard, Margaret Reiter|
|Publisher||:||Nolo - 2013-07-16|