Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life)

Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life)

4.11 - 1251 ratings - Source

The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13, 000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle a€œ7 Money Mantras for a Richer Life.a€ Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If ita€™ s on your ass, ita€™s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. Shea€™s also a mother of three children who understands what ita€™s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. a€œThis book is about saving enough money to have choices, a€ she writes. a€œIta€™s about feeling free to be cheap if you cana€™t afford to buy a ton of gifts at Christmas. Ita€™s about eliminating wasteful spend-ing so you can begin to save and invest. Ita€™s full of uncommon commonsense lessons and guidance on the way people should use their money.a€ With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money a€œIta€™s okay to say: a€˜Honey, I love you and everything, but if you need money, ask your mama.a€™a€ Credit Cards a€œWe are minimizing our financial potential by making minimum credit-card payments.a€ Car Buying a€œIf you want to save money, keep your car until youa€™re on a first-name basis with the local tow-truck drivers.a€ Leasing a Car a€œYou, too, can drive a car you cana€™t afford and then have to give it back. Ita€™s crazy.a€ Gift Giving a€œGenerosity isna€™t about how much you spend. Ita€™s about how much thought you put into the gift.a€ Penny Pinching a€œI once bought a stick-shift car because it was $1, 000 cheaper than the automatic in the same model. There was just one little problem. I couldna€™t drive a stick-shift. But at least I saved $1, 000!a€ From the Trade Paperback edition.Look at a theoretical case involving two popular 1996 models, a Honda Accord and a Ford Taurus. ... years and you save on repairs and maintenance, the monthly car payments more than counterbalance these other 102 spam) WELL, uvr RICH.

Title:Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life)
Author:Michelle Singletary
Publisher:Ballantine Books - 2004-12-28


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