At a time when healthcare costs are skyrocketing, approximately 47 million Americans are without medical insurance. Setting aside the debate over healthcare in the U.S., this guide explores the best options for those without insurance. Readers will find information on state and federal resources for the uninsured, choosing a hospital, saving on prescription medications, and when to use the emergency room and when to use a clinic. *?According to The New York Times, qmore than 1?3 of the uninsured-17 million of the nearly 47 million-have family incomes of $40, 000 or moreq ?According to the Kaiser Commission on Medicaid and the uninsured, there were 6.6 million uninsured people in high-income homes in 2001, and that number has now increasedIn an HMO plan you are contracting for both insurance and healthcare with the same entity. The HMO ... In a PPO plan there is a aquot;networkaquot; of providers with prearranged discount agreements that you now have access to. ... At the opposite end of the spectrum there are plans available that provide first-dollar coverage and limitless choice of providers, but come with a very large premium payment amount.
|Title||:||The Complete Idiot's Guide to Medical Care for the Uninsured|
|Author||:||Donna Raskin, Mark Friedman, M.D.|
|Publisher||:||Penguin - 2008-04-01|